Small business loans from the team that's funded $1B+
SBA loans, term loans, lines of credit, equipment financing and working capital — compared across 40+ lending partners. Decisions in 24 hours, funding in as little as one business day.
Get matched in minutes
No hard credit pull · No obligation · 2-minute application
- No upfront fees
- Funding in as fast as 24 hours
- Secure & transparent process
- Top-rated by our clients
- A dedicated funding advisor
Why business owners choose us
One application, every major funding product, and a human who owns your file from first call to wire.
Transparent pricing
Real rates, real terms, no surprise fees. Your offer states the total cost of capital in dollars before you sign anything.
Fast decisions
Approvals in as little as 24 hours and funding the same business day on cash-flow products.
10+ funding products
From SBA loans to invoice factoring — we match you to the right structure, not the biggest commission.
Dedicated advisors
Real people who know small business finance, not bots. One named advisor, start to finish.
- Construction & Trades
- Healthcare & Dental
- Trucking & Logistics
- Restaurants
- E-Commerce
- Manufacturing
- Auto Services
- Staffing
- Retail
- Professional Services
- Franchises
- Wholesale
- Construction & Trades
- Healthcare & Dental
- Trucking & Logistics
- Restaurants
- E-Commerce
- Manufacturing
- Auto Services
- Staffing
- Retail
- Professional Services
- Franchises
- Wholesale
Funding solutions for every business
From SBA loans to invoice factoring, we offer 10+ funding products tailored to your business stage, industry and needs.
SBA Loans
Federally guaranteed 7(a) and 504 financing for expansion, acquisition and real estate. The lowest cost of capital available to a small business.
Check eligibilityTerm Loans
A fixed lump sum at a fixed rate with a fixed payment. Simple, predictable, and built for a one-time investment with a clear return.
Check eligibilityBusiness Line of Credit
A revolving limit that sits on standby. Draw, repay, redraw — and only pay on the balance you actually use.
Check eligibilityWorking Capital
Fast, flexible capital for payroll, inventory and the gap between invoicing and getting paid. Approved on cash flow, not collateral.
Check eligibilityEquipment Financing
Finance or lease the machine, truck or rig itself. The equipment is the collateral, so approvals are fast and rates stay low.
Check eligibilityInvoice Factoring
Turn unpaid invoices into cash today instead of waiting 30, 60 or 90 days for your customer to pay.
Check eligibilityHow it works
Three steps from application to funding.
Apply online in 2 minutes
Tell us about your business and what you need the money for. No documents required to start, and no hard credit pull.
Get matched & receive offers
We underwrite in-house and compare offers across 40+ lending partners, then present your best options — usually within hours.
Get funded fast
Choose your offer, sign electronically, and receive funds in as little as 24 hours after final approval.
What our clients say
Real reviews from business owners we've helped fund.
“Our bank wanted six weeks and a personal guarantee on my house. Accelerant read the statements and had $240K wired before Friday. We took the contract.”
“My credit took a hit in 2023 and nobody would look at us. They underwrote the business instead of the score, then refinanced us into a real term loan a year later.”
“Seasonal business, so the flexed remittance was the whole reason we signed. January is quiet and our payment is quiet with it. Third draw now.”
Real businesses. Real results.
A second location, built out in five days
A three-year-old cafe found the right corner space but had 72 hours to sign. We funded the deposit and full kitchen build-out on a revolving line, so the owner drew in stages instead of carrying the whole balance from day one.
Read the storyPayroll that stopped depending on net-60
A project-based contractor was profitable on paper and short on cash every third week. A revolving facility priced only on the drawn balance closed the invoicing gap — and cost less than the two merchant advances it replaced.
Read the storyFrequently asked questions
I have questions. Who can I contact for help?
Where is Accelerant Capital located?
What industries does Accelerant Capital serve?
Will applying affect my credit score?
How will my credit score impact my options?
If I have bad credit, can I still apply?
How fast can I get funded?
How much can my business qualify for?
What documents do I need to apply?
Are there upfront fees?
Latest insights
Working capital vs. line of credit: which is right for your business?
Two flexible products solve cash-flow gaps in very different ways. Here is how to tell which one you actually need.
How to qualify for an SBA loan in 2026
A plain-English walkthrough of 7(a), 504 and Microloan eligibility, and the four things that sink most applications.
The tax benefits of equipment financing you might be missing
Section 179 and bonus depreciation can change the real cost of a purchase. Most owners find out a year too late.
Ready to grow your business?
Get matched with the best funding options in minutes. One application, 40+ lending partners, and a dedicated advisor who actually picks up the phone.
- Approvals in as little as 24 hours
- Funding from $10K to $10M+
- No hard credit pull to apply
- A dedicated funding advisor assigned to you